Home electronics valued at £1,500 or below are included under 'Things in your home' - please ensure you select a high enough sum insured to take advantage of this.
If you have any items worth more that £1,500 you can add these as separate named items under your policy. Wrisk will insure your items up to a single item limit of £5,000 and a total overall limit for all home electronics of £10,000 (i.e you can insure 2 items for £5,000 each but you can't insure 1 item for £10,000).
Home electronics include:
- computer monitors
- desktop computers
If you choose cover for your home electronics your item(s) will be insured inside the home for the following insured events:
- Fire, smoke, lightning, explosion and earthquake
- Escape of water, oil or heating fuel
- Theft or attempted theft
- Storm or flood
- Vandalism or malicious acts (including acts of terrorism involving the use or threat of force and/or violence)
- Impact damage
If selected you’ll also be covered for accidental damage.
Remember to keep your receipts as it makes things easier in the event of a claim :-)