Accidental loss is the unintentional loss of an item anywhere other than in the home… we appreciate that you can lose things in the home but, logically, if an item is lost in the home – it will turn up!

You don’t have to select accidental loss cover, it is included as standard for a number of your additional items (but not 'Things in your home').

Your mobile phone is covered for accidental loss, as are your portable electronics, musical instruments and jewellery. But your home electronic equipment and bicycles aren’t (it’s fairly difficult to lose a tv or a bicycle… and if you have, it’s probably time to have a tidy-up).

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