If you have any jewellery items worth £150 or less you can add these to your chosen sum insured under 'Things in your home'. These items would be covered in your home only. 

You can add any higher value jewellery as additional named items under your policy.

These items include:

  • rings
  • earrings
  • bracelets / anklets
  • necklaces and pendants
  • watches
  • cufflinks
  • brooches etc.

We cover your jewellery up to a single limit of £5,000 and a maximum limit of £10,000. 

If you choose cover for your jewellery you will be insured both inside and outside the home. You’ll also have 30 days cover worldwide in any one calendar year. 

As standard you’re covered for all insured events:

  1. Fire, smoke, lightning, explosion and earthquake
  2. Escape of water, oil or heating fuel
  3. Theft or attempted theft
  4. Storm or flood
  5. Vandalism or malicious acts (including acts of terrorism involving the use or threat of force and/or violence)
  6. Impact damage

You’ll also be covered for accidental loss and if you choose to add it you’ll also be covered for accidental damage.

Remember to keep receipts – it makes life easier in the instance of a claim. :-)

Did this answer your question?