Your contents cover

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40 articles in this collection
Written by Harriet and Darius Kumana
What’s not covered…

What you’re not covered for…

A summary of your general exclusions
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Written by Harriet
Updated over a week ago

Any losses where your home is left unoccupied for more than 30 consecutive days

Just imagine 30 days without knowing you have a burst water pipe…
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Written by Darius Kumana
Updated over a week ago

Pre-existing damage

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Written by Harriet
Updated over a week ago

Losses covered by another policy

Referred to as double or dual insurance
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Written by Harriet
Updated over a week ago

Consequential losses

Indirect or consequential financial losses which accompany an insured event, for example loss of earnings
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Written by Harriet
Updated over a week ago

Items of contents used for business more than 50% of the time

This doesn’t mean because you get your work emails on your personal phone we won’t cover you…
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Written by Harriet
Updated over a week ago

Alien abduction

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Written by Darius Kumana
Updated over a week ago

War, civil war and nuclear / biological / radiological terrorist risks

This is different to acts of terrorism by violence or force which is we do include
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Written by Harriet
Updated over a week ago

Injury to visitors or damage to their things

Including any resultant legal fees
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Written by Harriet
Updated over a week ago

Damage by pets

Scratching, fouling, chewing, tearing…
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Written by Harriet
Updated over a week ago

Wear & tear i.e gradual damage

Certain items will eventually have to be replaced anyway…
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Written by Harriet
Updated over a week ago

Manufacturing fault

Or electrical / mechanical breakdown
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Written by Harriet
Updated over a week ago

Zombie apocalypse

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Written by Darius Kumana
Updated over a week ago

Sonic bangs

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Written by Harriet
Updated over a week ago

Computer viruses

A corrupting piece of code that might destroy data or corrupt your computer system
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Written by Harriet
Updated over a week ago

Damage or loss caused by radioactive contamination

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Written by Harriet
Updated over a week ago