Home electronics valued at £1,500 or below are included under 'Things in your home' - please ensure you select a high enough sum insured to take advantage of this. 

If you have any items worth more that £1,500 you can add these as separate named items under your policy. Wrisk will insure your items up to a single item limit of £5,000 and a total overall limit for all home electronics of £10,000 (i.e you can insure 2 items for £5,000 each but you can't insure 1 item for £10,000).

Home electronics include:

  • televisions/projectors
  • computer monitors
  • desktop computers
  • speakers/HiFi

If you choose cover for your home electronics your item(s) will be insured inside the home for the following insured events:

  1. Fire, smoke, lightning, explosion and earthquake
  2. Escape of water, oil or heating fuel
  3. Theft or attempted theft
  4. Storm or flood
  5. Vandalism or malicious acts (including acts of terrorism involving the use or threat of force and/or violence)
  6. Impact damage

If selected you’ll also be covered for accidental damage.

Remember to keep your receipts as it makes things easier in the event of a claim :-)

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