Accidental damage covers you for the physical damage or loss of function of an item caused by a sudden, unforeseen (and obviously unintentional) event. i.e breakages and spillages.
At Wrisk we put you in control and only ask you to pay for the cover you need.
For certain items (such as mobile phones), cover for accidental damage is always included. But for other items in your inventory you have to specify if you want accidental damage cover to be included (i.e jewellery and portable electronics).
You can do this at anytime – just go to the inventory item in question and tap the accidental damage cover option.