More claims arise from escape of water (or oil) than from any other cause under home insurance, making the cover given and the terms applied an important issue.

Fridge water dispensers, dodgy plumbing and the number of bathrooms in your home all have an impact on this.

Wrisk has you covered for losses resulting from the escape of water (or oil).

Please note that cover for damage resulting from escape of water (or oil) is excluded if your home has been unoccupied for 30 days prior to the loss. (Think about it this way – if you have a water leak but don’t get around to calling a plumber for 30 days the resulting damage would be much more severe.)

We also exclude damage caused by the failure, wear and tear or lack of grouting or sealant. 

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